Alabama Auto Insurance

Alabama Auto Insurance questions and answers

Looking for Alabama Auto Insurance? Check out the Auto Insurance section at LemonFree.com.

Q: Auto Insurance in Alabama?
Can someone tell me what the minimum liability limits for car insurance in Alabama would be?

A: 20k each person 40k each accident for bodily injury and 10k each accident for property damage.thats what i have an i live in southern alabama

Q: I have a question regarding auto insurance and my 17-year-old son driving under a learner's permit with parent
We live in the state of Alabama, and I have full coverage insurance on my car. My son, who lives with me, has a learner's permit, but not his license, and only drives on occasion, always with me (his mother) in the car. Do I need to notify my insurance company that he is driving with me under a learner's permit so that he will be listed as a "driver" on my policy (even though he does not have his official license as yet)? Or do I notify my insurance company only once he actually has his drivers license?

A: Without reading your policy form, most of the time you don't need to add them until they actually have a license. Technically, the only policy form I've ever seen that requires you to add a person under permit, is Progressive's and Leader's. I've read other policies from companies that WANT you to add them when they get their permit (thus charging you a higher premium, earlier), but the POLICY form refers to "licensed driver", so the company would have to cover a permitted driver. I'd call your agent, anonymously, and ask them "hypothetically". That's the safest way.

Q: I'm transporting my SUV from California to Alabama. Can anyone recommend a reliable auto transport service?
I'm transporting the SUV from Santa Ana, CA to Huntsville, AL. My budget is under $1000, which hopefully includes insurance, pick up & delivery service.

A: Look up DAS (dependable auto shippers). You can also just do a search for 'auto shipping companies". Try to avoid the ones who are just brokers and hire whoever is available. Make sure to check their customer satisfaction rating.