Washington Auto Insurance

Washington Auto Insurance questions and answers

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Q: What is the cheapest place to get auto insurance in washington? Quality of insurance is also important too.
I am 20 and going to Washington State University if that helps any.

A: see this http://gsx1.com/InsuranceComparison.html take the quote, they'll come back with prices from different insurers in your area. It's very quick and free of charge. But to find a cheap price you should get several quotes, do some legwork till something better will come along. Here's more from my bookmarks http://finance.ebookorama.com/ukusa-selected-resources.php http://gsx1.com/Car-Insurance/100.php

Q: auto insurance washington?
Hi, Which Auto insurance is best in washington state? I moved to WA and I need to get one.I would like to know about the services while claiming any accidents or damage? Thanks, Vinayak

A: There isn't one 'right' answer for you: it depends on you, your car, your driving record, your age, your credit score etc. The best advice is to shop around. You can save money by being diligent and getting more than one quote. Keep going until you find something that suits. You can get quotes online. Here's a website with lots of tips, links and info. I hope this helps. Good luck!

Q: Who has the best rates for auto insurance in Washington State?


A: For auto insurance the fastest way to get a low quote is do a auto policy comparison. Be sure to choose the same coverage amounts, you can get an quick quote to compare against others. Use the same zipcode, car make/model, mileage and driving history to ensure you get an apples to apples comparison. To get mulitple auto insurance quotes, go to http://www.easyautoinsuranceguide.com/Washington-Car-Insurance.html and you can compare all the major auto insurance companies.

Q: Home and Auto Insurance with no credit check in Washington State?
Does anyone know which insurance company to go through for home and auto that does not pull credit? Or has anyone done any online that have been legitimate. Any suggestions would be great.

A: between these two: http://car-insurance.moneysavecenter.com/?id=4889u http://autoinsurance.guidearticles.com/index.htm?id=4889u you'll find plenty of choice, they are all legitimate insurers but if/when in doubt you can check any out at your insurance department: http://www.insurance.wa.gov/agents_brokers/index.shtml

Q: Can a Washington State Court check to see if I have valid Auto Insurance?
some sort of database they check?

A: yes, and if they take your license, the other 49 states will have that fact also, so you can not just cross to another state for a new one

Q: What is the penalty for giving invalid auto insurance information at the scene of an accident?
In the state of Washington what happens when invalid auto insurance is given at the scene of a minor traffic accident?

A: The other party if they do not obtain current insurance information from you has the right to take you to civil court, and will most likely be awarded a much higher amount of money then they would have if you had just given them up-to-date insurance information.

Q: In Washington State, are you required to buy auto insurance for each vehicle, or for each driver (or both)?


A: You buy insurance on each vehicle, choose what coverage you want (i.e. liability only, liability & comprehensive, liability, comprehensive & collision), then you list all the drivers in the household that do not have policies of their own. The company may still ask you for the information on all the drivers in the household, even if they have their own coverage (they want to be sure there isn't someone with a really bad driving record that has access to your vehicle), but will not rate them on the policy. I hoe this helps you.

Q: do i have to disclose a 3 year old accident to insurance?
I'm shopping for new auto insurance and it appears that many insurance companies want me to disclose violations and accidents up to five years old. I was told that here in the state of Washington that insurance agencies are only allowed to request two years of driving history. So do i have to disclose an accident that I was involved in three years ago? I did some research and discovered that Washington driving records for INSURANCE purposes can only go as far as 3 years back. My accident was a little over 3 years ago, so am i legally required to disclose that accident

A: Best to contact an insurance broker and ask since requirements vary. However, if 5 years history is required, you must disclose all accidents/claims/convictions within that period. Failure to disclose relevant information will void your policy - even after you have payed for it. A criminal offence would also be comitted.

Q: auto accident other insurance company wants me to sign a release?
I have this question in to my insurance company also, but it always takes longer to get a response. I was in an accident in May in Washington state. There was no police report filed because the accident happened out of cell phone coverage areas. The other driver is fighting the at fault even though he hit me on my passenger side while trying to pass me over a double yellow line while i was turning. The case is beyond the insurance now and fault is being decided. I had about $1000 worth of damage to my car, but my husband and I both have had to go to chiropractic care since. I recently stopped though since I don't want to deal with an attorney. The other insurance company has been trying to get me to sign release papers and get updates on my medical information. I told them today I am not telling them anything, they can talk to my insurance. Are they being shady? Or do they have the right to push for my information? Isn't that why I pay my insurance? sorry I said passenger side, I meant drivers side. A couple things to add. My insurance company has given the other parties insurance a total for the expenses charged for medical. My PIP has paid for my medical charges. The form they are asking me to sign has to do with releasing my medical records to their offices. I don't feel the need to give them anything at the moment until fault is finalized. My insurance has access to the information and they will fight for the expenses from my PIP that they have paid. I would assume if my insurance company wanted to send them an itemized list of my medical costs they would have. They sent them the totals only. That is why I feel they are trying to get around my insurance company. Ok When fault is decided I will release the HIPPA to the other insurance company. Or if my insurance says to sign I will. As they have accepted NO RESPONSIBILITY for their client, I see no reason to release the information. AS it is they are trying to screw me by saying that their client is only 10% at fault after he tried to pass me illegally. I don't trust a word they say right now. Sorry to those who are insurance adjusters, but it is really interesting to see how shady some insurance companies are.

A: If you want the other company to pay you then you HAVE to release medical records. No release -- no check. If you want your insurance company to handle the claim just say so. Then you do not have to deal with the other company directly.

Q: auto/motorcycle accidents & both parties have no insurance ?
what to do when both/all parties have no insurance involving auto & motorcyle accidents in Washington state

A: This is not a problem except to those involved. One or both can cover their own damages, sue in small claims court or sue in full court. It's only a problem if you don't have the state mandated insurance and someone makes an issue of it, which can be very expensive if a person has been injured. So if you have heavy hospital bills, have been hit by an uninsured person, and don't have coverage that protects you from uninsured/underinsured drivers, you're screwed.

Q: Auto Insurance Question
Im 17 right now. Im thinking about getting insurance once im 18. As well as my drivers license. However, My mother is trying to say that it would cost just over 1000$ every 6month to insure me on an 87' Ford Ranger. Is that figure Relatively Accurate? I dropped out, got a GED and have a steady job of 6 months. The truck is owned. I live in Washington

A: She's not too far off but It'll be 10 times more accurate if you just take insurance quotes, see this http://gsx1.com/InsuranceComparison.html take the quote, they'll come back with prices from different insurers in your area. It's very quick and free of charge. But to find a cheap price you should get several quotes, do some legwork till something better will come along. Here's more from my bookmarks http://finance.ebookorama.com/ukusa-selected-resources.php http://gsx1.com/Car-Insurance/100.php

Q: What are Washington State's laws on collision accidents?
I need help. My insurance just rules me 50% at fault for something that I feel was not my fault at all... Is there anywhere to see what Washington State's laws are on auto accidents?

A: That's a bummer. You might have to get a lawyer if you feel your insurance company is not being fair. Please add details about the accident.

Q: is a uninsured driver responsible for a wreck caused by an insured driver in wash state?
because it is a law in washington state that you must have auto insurance on your car that you drive, if you were in a wreck and it is the other drivers fault.the person at fault is insured and you are not insured who is really at fault here.

A: deborah h, For car insurance the fastest way to get a cheap quote is do a policy comparison. Be sure to choose the same coverage amounts, you can get an accurate quote to compare against others. Use the same coverage area, car make/model, mileage and driving history to ensure you get accurate comparison. To get fast auto insurance quotes, go to http://www.autoadviceonline.com/Auto-Insurance-Quote.html and you can compare the major auto insurance companies.

Q: Getting married and moving... have insurance questions! Help?
My Fiance and I are getting married in a few weeks... I have been on my parent's health insurance since I have been a full-time student, but I understand that after I get married I won't be covered any longer. My job isn't transferrable, and I'm moving from Texas to Washington State within a few months (he's already there). My Fiance's job doesn't offer health insurance that I know of, so we will need CHEAP temporary coverage... any ideas of how much it would cost or where to go? Also, My Dad technically owns my car, but I primarily drive it, so will I need to have the title transferred? And, how expensive is liability only auto insurance going to be? After you get married how would insurance know about it, just if I get my name changed right away? Should I wait until I move states to get the different coverage on my own? On a side note... no I dont need lectures from anyone about waiting to get married and all that. Just be nice and offer some suggestions, thanks I appreciate it!

A: congrats.. i've been married 3 years now and also have 2 kids from the marriage and it's great. sorry you have to move away from family though! for insurance.. see for sure if they don't offer any, but if you want temp. ins. just to be covered right awhile while you sort it all out.. you could get Ameriplan USA.. for basic health it'd be 30 bucks a month for your and your fiancee together! it's a temp option until you find something through work.. with the car.. you can drive it in another state.. while it still belongs to your dad.. the best idea is to have him sell it to you for a buck.. and then wait till you get to WA before changing everything because you'll have to get new plates new drivers licenese.. and auto insurance.. if you kept it in your dad's name you would have to keep the tx plates. if you need more info, i'm willing to chat with you! i've moved between 4 different states in the last 3 years..so i'm a pro! My husband worked for menards and got transferred a lot for promotions .. my phone number is at the website under contact info! =0) have a great weekend!

Q: What are all costs of a Driver's License in Washington state?
Forgive me for being too lazy to look it up online, but what are all the costs of getting a Driver's License in Washington state? I know that there's an initial cost of about $20 to get the license, but do I have to pay auto insurance after that? I'm considering purchasing a moped from someone at school, and I heard that I require a Driver's License to drive it, even with the engine being a 50cc. I am currently 19 years old and have owned a Driver's Permit for about 4 years, in case that helps with calculating the costs. Thanks! ^^

A: Cindy B, There are lots of places where you can get an online quote. http://www.autoadviceonline.com/Auto-Insurance-Quote.html It only takes about 5 minutes to do.